|
每一万元个人住房贷款等额本息还款法明细表
(仅供参考) (2008年10月30日起执行) |
| 期限 年 | 基准贷款利率 | 基准贷款利率下浮15% | 基准贷款利率下浮12% | |||
| 月利率% | 每月还款额 | 月利率% | 每月还款额 | 月利率% | 每月还款额 | |
| 2 | 5.625 | ¥446.59 | 4.78125 | ¥442.02 | 4.95 | ¥442.94 |
| 3 | 5.625 | ¥307.63 | 4.78125 | ¥303.03 | 4.95 | ¥303.95 |
| 4 | 5.85 | ¥239.56 | 4.9725 | ¥234.70 | 5.148 | ¥235.67 |
| 5 | 5.85 | ¥198.11 | 4.9725 | ¥193.17 | 5.148 | ¥194.15 |
| 6 | 6 | ¥171.45 | 5.1 | ¥166.30 | 5.28 | ¥167.32 |
| 7 | 6 | ¥151.91 | 5.1 | ¥146.66 | 5.28 | ¥147.70 |
| 8 | 6 | ¥137.33 | 5.1 | ¥132.00 | 5.28 | ¥133.06 |
| 9 | 6 | ¥126.08 | 5.1 | ¥120.65 | 5.28 | ¥121.73 |
| 10 | 6 | ¥117.14 | 5.1 | ¥111.62 | 5.28 | ¥112.72 |
| 11 | 6 | ¥109.89 | 5.1 | ¥104.28 | 5.28 | ¥105.39 |
| 12 | 6 | ¥103.91 | 5.1 | ¥98.21 | 5.28 | ¥99.33 |
| 13 | 6 | ¥98.89 | 5.1 | ¥93.10 | 5.28 | ¥94.25 |
| 14 | 6 | ¥94.64 | 5.1 | ¥88.76 | 5.28 | ¥89.92 |
| 15 | 6 | ¥91.00 | 5.1 | ¥85.04 | 5.28 | ¥86.21 |
| 16 | 6 | ¥87.86 | 5.1 | ¥81.80 | 5.28 | ¥83.00 |
| 17 | 6 | ¥85.12 | 5.1 | ¥78.98 | 5.28 | ¥80.19 |
| 18 | 6 | ¥82.72 | 5.1 | ¥76.49 | 5.28 | ¥77.72 |
| 19 | 6 | ¥80.61 | 5.1 | ¥74.29 | 5.28 | ¥75.54 |
| 20 | 6 | ¥78.73 | 5.1 | ¥72.34 | 5.28 | ¥73.59 |
| 21 | 6 | ¥77.07 | 5.1 | ¥70.59 | 5.28 | ¥71.86 |
| 22 | 6 | ¥75.58 | 5.1 | ¥69.02 | 5.28 | ¥70.31 |
| 23 | 6 | ¥74.24 | 5.1 | ¥67.60 | 5.28 | ¥68.91 |
| 24 | 6 | ¥73.04 | 5.1 | ¥66.33 | 5.28 | ¥67.64 |
| 25 | 6 | ¥71.96 | 5.1 | ¥65.17 | 5.28 | ¥66.50 |
| 26 | 6 | ¥70.98 | 5.1 | ¥64.11 | 5.28 | ¥65.46 |
| 27 | 6 | ¥70.09 | 5.1 | ¥63.15 | 5.28 | ¥64.51 |
| 28 | 6 | ¥69.28 | 5.1 | ¥62.27 | 5.28 | ¥63.65 |
| 29 | 6 | ¥68.55 | 5.1 | ¥61.47 | 5.28 | ¥62.86 |
| 30 | 6 | ¥67.88 | 5.1 | ¥60.73 | 5.28 | ¥62.13 |